Sell more.
Risk-free.
Boost conversion by 30% and average order value by 40% with NIAPAY. The smartest way to offer Buy Now, Pay Later to your customers.
Grow fearlessly
We handle the payments, the risk, and the tech. You focus on building your brand.
Acquire & Retain
Reach millions of high-intent shoppers actively looking for flexible payment options to boost your lifetime value.
Instant Cash Flow
Never wait for your money. We settle the full amount upfront, so you can reinvest in your inventory immediately.
Total Fraud Shield
Chargebacks are our problem, not yours. We assume 100% of the credit and fraud risk on every transaction.
Merchant-First Support
Real humans, ready to help. Our dedicated merchant success team is available 24/7 to keep you running smoothly.
Enterprise & Scale
Built to handle high volume. Whether you're a local boutique or a global brand, our infrastructure scales with you.
Seamless Evolution
Stay ahead of the curve with a platform that updates automatically, delivering new features without downtime.
Maximize every interaction
Add these conversion boosters for a better customer experience.
Frictionless Identity
Let customers connect their account with pre-set payments and preferences to shop anywhere with a personalized shopping experience.
Dynamic Price Badges
Add personalized messaging throughout the shopper journey for higher conversion rates and increased spend.
Express Checkout
Offer a checkout experience 5x faster than the standard, making it easier for shoppers to complete their purchase.
Seamless Transactions
A simple, risk-free payment flow that keeps everyone happy
Customer Shops
Shopper browses your store and selects NiaPay at checkout for flexible payments.
We Pay You
You receive the full payment immediately. No waiting, no risk.
Customer Pays Us
Shopper repays in 4 easy installments over 6 weeks. We handle collections.
Ready to accelerate your growth?
Join hundreds of merchants who are boosting sales and delighting customers with flexible payments.
- No setup fees or hidden costs
- Go live in under 24 hours
- Dedicated merchant success team